Brigit App Requirements

5 Essential Features Every User Needs to Know About Brigit App Requirements

Introduction

Brigit is a personal finance app that helps users manage their money and avoid overdraft fees. It provides users with financial planning tools, including budgeting, savings goals, and automatic cash advances. But what are the requirements to use this app? In this article, we will delve into the requirements for using Brigit, including eligibility, device compatibility, and necessary information to get started.

Eligibility

To use Brigit, you must be at least 18 years old and have a checking account with a bank or credit union. The app is currently only available to US residents, and your bank account must be located in the US. Users with accounts held under a trust, custodial, or any other fiduciary type are not eligible to use Brigit.

Brigit also has certain eligibility requirements for the financial planning tools it offers. To use the automatic cash advance feature, you must have at least three recurring direct deposits going into your checking account each month. Additionally, your bank account must be open and active for at least 60 days before using this feature.

Device Compatibility

The Brigit app is available for both iOS and Android devices. For iOS, your device must have iOS 12.0 or later, and for Android, your device must have Android 6.0 or later. You can download the app from the Apple App Store or Google Play Store for free.

Get Started

To get started with Brigit, you will need to provide some basic information about yourself. This includes your name, address, and Social Security number. The app uses this information to verify your identity and to keep your account secure.

Once you have provided your information, you will then need to link your checking account to the app. This is a simple process that involves entering your bank account information, including your account number and routing number. The app uses encrypted technology to keep your information safe and secure.

Budgeting and Savings Tools

One of the main features of Brigit is its budgeting and savings tools. These tools help you manage your money by tracking your spending and setting savings goals. To use these tools, you will need to connect your bank account to the app. Once linked, Brigit will categorize your expenses and provide insights into your spending habits.

You can also set up savings goals within the app, such as saving for a vacation or paying off debt. Brigit will then analyze your income and expenses to calculate how much you can save each week without impacting your budget. This feature is particularly helpful for those who struggle with budgeting and saving money.

Automatic Cash Advance

Brigit also offers an automatic cash advance feature, which is available to eligible users. This feature allows you to get a cash advance of up to $250 when your bank account is low on funds. To use this feature, you will need to set up direct deposits into your checking account and have a positive balance for at least three consecutive days.

Once you have met the eligibility requirements, Brigit will automatically send a cash advance to your account when your balance is low. There is a flat fee of $9.99 for this service, regardless of the amount of the cash advance.

Conclusion

In conclusion, to use the Brigit app, you must be at least 18 years old, have a checking account with a US bank or credit union, and be a US resident. The app is compatible with both iOS and Android devices and is free to download from the app store. To get started, you will need to provide your basic information and link your bank account to the app. Brigit offers budgeting and savings tools, as well as an automatic cash advance feature for eligible users. With Brigit, managing your finances has never been easier.